過払い金請求について質問します。

質問と回答
  • 過払い金請求について質問します。 妻が数年前にエポスカードを使っていて調べたところ約9万円の過払い金が発生しており、10月に妻の名前で過払い金請求書を送付しました。 その後妻の携 帯に連絡があり、エポス側の回答は半額で、これ以上は一切出せない、交渉の余地はありませんとのことでした。 これ以上を望む場合は訴状を家庭裁判所に出すしかないのだとは思うのですが、請求書を妻の名前で出している状況で、訴状提出から私が代理人許可申請を出して手続きを進めることは出来るのでしょうか? 妻は何の知識もないため、訴状を出したりするなら私が代わりにやってほしいとのことでした。 ちなみに代理人許可申請を出して、訴状を出した場合、過払い金は間違いなく半額以上を返還することができるでしょうか? 仕事を休んで、苦労して、訴訟費用をかけて、結局過払い金を半額程度しか取り戻せないなら、現状のエポス側の和解案にのったほうがよいのかわかりません。 詳しい方の回答いただけましたら幸いです。
  • そうですね。 是非とも家庭裁判所に離婚調停と財産分与調停を申し立ててください。 そうすれば、あなたが知識のない妻にかわって、過払い額の半額を回収できます。

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