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  • 質問お願いします。知恵を貸してください。(※すぐ凹みますので辛口なコメントはやめてください) 住宅ローンについての質問です。私は現在、自営業で去年の年収約390万円で10月に39歳になり妻 、子2人(5歳と、もうすぐ2歳)と自分の母親(身体障害者1級で現在、老健に入所中です。月に1回程度、我が家に帰ってきます。)の、5人家族です。中古住宅(任意売却物件で身体障害者向けの物件)の購入を考えています。(※購入したいです)築7年で価格が1482万円です。(そこそこ田舎の物件です)一目惚れ状態です。(※○○市〜○○市に移転で隣町です。) ここからが私の質問です。恥ずかしながら過去に消費者金融の5社(ヤミ金なしメジャーな消費者金融5社です。)で約300万円くらいの借金がありました。(※母親の病気、入院等)今から3年8ヶ月前に過払い金請求を知り法律事務所に依頼して借金が無くなりました。(※武富士からは過払い金をもらってない状態で、約30万円くらいあったと思います。)今から約1年半前にJICC、CIC、全国銀行協会に信用情報の開示をしました。JICCだけに完済債権の情報が3件ありました。 ※ロプロ(武富士) 包括契約 完済日 H22-12-16 ※CFJ 包括契約 完済日 H22-3-16 ※新生フィナンシャル 個別契約 完済日 H22-3-05 ロプロ(武富士)とCFJが包括契約で新生フィナンシャルが個別契約となってました。 この中古住宅ものすごく購入したいのですがやはり無理ですかね〜••• ※住宅ローンの借り入れ金額は1482万円➕諸費用❓(詳しくありません•••申し訳ありません•••)です。 現在の貯蓄は60万円くらいありますが、どうしていいのかわかりません。 私も来年40歳を迎えます。自分はどうでもいいのですが、自分の家族に最低限の幸せを与えてあげたいですし、母親にも施設ではなく一緒に住んで親孝行してあげたいです。情報が少ないと思いますが自分に勇気が出るコメントがあれば、よろしくお願いします。
  • 考え過ぎでは 有りませんか? ご家族の幸せの為にも 夢を実現させて下さい。 前に向かって進むのみです 頑張って下さい!

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