現在4社から総額170万ほどの借金があります。

質問と回答
  • 現在4社から総額170万ほどの借金があります。クレジットカードのショッピング、キャッシング、消費者金融の分です。 毎月の支払いが利息含め7万ほどです。支払い困難になり、債務整理をするか 迷っています。過払い金がある可能性があるのか弁護士事務所で相談しようと思うのですが、弁護士費用が払えるのかも心配です。 弁護士に相談をし、費用を払っても今の月々の支払いよりへることはあるのでしょうか。 一番多い金額は3~4年払っていると思いますが、キャッシングして借金を払っているため元金が減りません。 弁護士に相談すべにですが、どなたかいいアドバイスがあれば教えてください。
  • 誰に相談しても、返済金額が減ることはほとんどないと思います。 過払いもほとんどないと思うので、状況は変わらないでしょうから、 毎日の生活を見直していくしかないでしょう。 金利とかわかってますか? 170万の借金だと利息だけで、年間25~35万 この金額があなたの年収のどれくらいにあたるか 考えてみてください 月給30万なら1カ月ただ働きですよね 正直、万歳して2度と借りないと決めることですね。 借りて返すのは単に先のばしてるだけで意味が全くないです

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