今日の夕方に司法書士事務所に行く予定です。

質問と回答
  • 今日の夕方に司法書士事務所に行く予定です。 どなたか、借金完済後の過払い請求にくわしい方教えて下さい。 まず、司法書士では着手金の平均はいくらですか? 一社あたりにかかる費用はいくらですか? 返って来るお金の何%を司法書士に支払うのですか? 2社に五年間の間、50万を約3割に近い利息で返しては借りていました。後1社は3年間です。計3社ですが、期間が短めなので、数万程度しか返ってきませんか? 初めて行って、頼りになりそうな先生でしたら、着手金(初めにかかる費用)を渡しても大丈夫ですか? 質問が多くてすみません。どうかご存知の方、教えて下さい。
  • 司法書士によって報酬額はことなりますので相談する書士に聞いてみなければ分かりません。着手金2万とか3万とか成功報酬は20%や30%だったり、着手金無しの報酬だけだったりします。相場を知りたければ債務整理や過払いで検索すれば書士さんのサイトがたくさんヒットしますからそれをみてご自身で判断してください。 返還される金額については引き直し計算してみないと分かりません。完済であれば過払いは間違いありませんが確かに多くはなさそうです。三年間では着手金や成功報酬、訴訟となった場合の費用差し引くと手元に残ればいいですが費用を高めに設定している書士では費用倒れになることもありえます。中にはどんなに少額であっても返還額の25%しか請求しない(裁判であっても)先生もいますが大部分の先生はそんなことありません。 信頼できそうな先生には依頼しないほうがいいです。皆さん勘違いしていますが弁護士や書士のすべてが専門家ではありません。内科の先生に手術ができないのと同じことです。質問者様が今のように何も知らない状態で依頼してそのまま何の知識も得ないのであれば不安はありますが不満は出ません。しかしその不安が大きくなってくると「こんなことなら・・・」となる人がネットで調べるとたくさんいることは事実です。見極めるためには最低限の予備知識は必要です。

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