過払い請求について質問します。

質問と回答
  • 過払い請求について質問します。一年前に完済した債務、A社五十万 金利28.8% 借入期間三年位、B社三十万 金利29.2% 借入期間二年位 を過払い請求しようと思うのですが、 借り入れ期間が短いので、司法書士や弁護士に頼んだ場合、費用が返還金を上回りそうでなかなかふみきれません。過払い請求するのと、しないのとどちらが得になるか、もしわかる方がいればアドバイスよろしくお願いします。
  • その金利で既に完済されているのなら、ほぼ過払い金は発生しているはずです。 法律家に依頼した場合、 着手金=2~5万程度 報酬金=戻ってきた金額の20%前後 が一般的なようですが、 法律事務所によって、完済の場合は着手金が無料と言うところもありますので、 このような事務所に依頼されれば、依頼費用を上回ることにはならないでしょう。 パソコンをお使いになれる環境であれば、「過払い請求」で検索して、 1件づつ御覧になっていれば見つけられると思います。 質問者さんの損になるようなことはないと思いますので頑張って下さい。

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